To choose a best credit card in UAE can be
stressful and a hectic task if you are not familiar with the banking sector of Dubai.
Different banks in Dubai provide different types of services and these vary
from one bank to other according to their packages. Now before going to take
the services of the best credit card in
UAE one should use these tips to choose the card that works best. First of
all manage your chart of your spending habits. This is very important if you are looking for a best credit card in UAE, you need to have a fairly reasonable
idea of your spending habits otherwise you will get into a debt which will
never end.
If you are a big spender and you spent a lot on dining or
entertainment or most of your expenses are for grocery purchases and utility
payments then best credit card in UAE
cover all your needs.
Similarly if you are spending on air tickets or purchases
while travelling home or for a business tour you can use credit card services.
Now there is an amazing feature of a best
credit card in UAE that it is free of fee but many charges some of the fee
on the annual basis. When we compare the percentage we have concluded that all
banks have free-for-life credit cards. But most of the banks do not provide
this service to all the customers and it is specific only to big investors or
high net worth individual who can bear the expenses of a best credit card in UAE. So when a bank calls you to promote its best credit card in UAE, the first
question to ask is if it has annual charges or not?
Some of the top banks in Dubai have an annual fee of up to
Dh2, 000. However, these credit cards also have some of the attractive perks
and cash back discounts to compensate the charges. For example, people who
travel constantly might benefit from a best
credit card in UAE which would provide maximum points from travel or give
attractive offers on ticket prices and airport lounges.
There is another factor that is very much important to
understand and it is the interest rate being charged on the payments through a
best credit card in UAE. If you are interested in a single digit interest rates
on your best credit card in UAE then
it is good for you. Now there are different types of benefits and rewards being
provided by a best credit card in UAE
in the form of a Cashback discounts, rewards, air miles, bonus points. That’s
why there are many things you can get by using your credit card. Once again,
the first step means you know what kind of benefits are most suitable and
appropriate for you. Some of these benefits come with terms and conditions
because these are very necessary and no business or package could run without
any terms and conditions. When we talk about the terms and conditions it means minimum
spend or are limited to particular retailers you should check out your interest
rate. You can visit the official website
of a bank or you can call a few banks to see where you can get the best deals for
a best credit card in UAE.
Best credit card in
UAE – Services of Mashreq Bank
Most banks in Dubai that are among top banks offer more than
one card such as a supplementary card or an online purchases card. When we talk
about an online card it means that one can get all products through e-commerce
from garments to mobile accessories. Now from the list of top banks we have
concluded that Mashreq bank is one of the most reliable bank for a best credit
card in UAE. It is one of the oldest bank working in Dubai from last three
decades and is most credible bank when we visit the global market of Dubai.
Besides providing credit card facilities, bank also provide wealth management
services, life insurance policies and maximum investment solutions. The credit
card services of Mashreq bank provide maximum cash back discount offers to
compensate the spending of a customer.
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